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Directory · Company · Updated 2026-10-18

Mt. Hawley Insurance Company · NAIC 37974

Where Mt. Hawley Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Mt. Hawley Insurance Company (NAIC 37974) is a property and casualty insurer domiciled in Illinois, part of Rli Insurance Group. State regulators list it as licensed (admitted) in Illinois, Maryland, Missouri, South Carolina and an eligible surplus lines insurer in Alaska, California, Colorado, Connecticut, Florida, Iowa, Idaho, Kentucky, Massachusetts, Minnesota, Mississippi, Montana, North Carolina, New Jersey, New York, Oklahoma, Oregon, Rhode Island, Tennessee, Texas, Utah, Washington, West Virginia. It ranked #29 of 265 in Illinois earthquake in 2025 (0.7% share). It ranked #39 of 180 in North Carolina earthquake in 2025 (0.6% share). It ranked #48 of 124 in North Carolina flood in 2025 (0.1% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Delaware, Georgia, Hawaii, North Dakota, Nebraska, Nevada, Ohio, South Dakota, Wisconsin, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaSurplus lines (eligible)——Alaska, 2026-10-18
CaliforniaSurplus lines (eligible)—10/27/1995California Department of Insurance, 2026-10-17
ColoradoSurplus lines (eligible)—2026-07-01Colorado, 2026-10-18
ConnecticutSurplus lines (eligible)——Connecticut, 2026-10-18
FloridaSurplus lines (eligible)——Florida Office of Insurance Regulation, 2026-10-18
IdahoSurplus lines (eligible)——Idaho, 2026-10-18
IllinoisAdmitted (licensed)Equipment breakdown, Commercial package (BOP, CMP), Earthquake, Flood, Inland marine, General liability, Medical malpractice, Ocean marine, Professional liability (E&O), Commercial property (fire and allied lines)—Illinois, 2026-10-18
IowaSurplus lines (eligible)——Iowa, 2026-10-18
KentuckySurplus lines (eligible)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsSurplus lines (eligible)——Massachusetts, 2026-10-18
MinnesotaSurplus lines (eligible)——Minnesota, 2026-10-18
MississippiSurplus lines (eligible)——Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)——Missouri, 2026-10-18
MontanaSurplus lines (eligible)——Market share report
New JerseySurplus lines (eligible)——New Jersey, 2026-10-18
New YorkSurplus lines (eligible)—05/05/1989Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaSurplus lines (eligible)Equipment breakdown, Commercial auto, Earthquake, Flood, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines)—North Carolina, 2026-10-18
OklahomaSurplus lines (eligible)——Oklahoma, 2026-10-18
OregonSurplus lines (eligible)——Oregon, 2026-10-18
Rhode IslandSurplus lines (eligible)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
TennesseeSurplus lines (eligible)——Tennessee, 2026-10-18
TexasSurplus lines (eligible)—1981/01/01Texas Department of Insurance, 2026-10-17
UtahSurplus lines (eligible)——Utah, 2026-10-18
WashingtonSurplus lines (eligible)——Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
West VirginiaSurplus lines (eligible)——Market share report

Changes

Since 2026-10-17:

What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Earthquake in Illinois#29 of 265$746,3950.65%2025
Flood in Illinois#50 of 128$134,7240.26%2025
Inland marine in Illinois#63 of 452$3.7M0.30%2025
Ocean marine in Illinois#91 of 93$2480.00%2025
Commercial property (fire and allied lines) in Illinois#109 of 387$2.2M0.14%2025
Equipment breakdown in Illinois#185 of 231$9,4560.01%2025
General liability in Illinois#205 of 695$5.0M0.08%2025
Commercial package (BOP, CMP) in Illinois#397 of 400$6250.00%2025
Earthquake in North Carolina#39 of 180$131,0220.62%2025
Flood in North Carolina#48 of 124$119,1310.09%2025
Commercial property (fire and allied lines) in North Carolina#81 of 340$3.5M0.26%2025
Ocean marine in North Carolina#81 of 87$1,9850.00%2025
Inland marine in North Carolina#143 of 420$698,8630.07%2025
Equipment breakdown in North Carolina#145 of 219$19,9110.03%2025
General liability in North Carolina#184 of 621$3.7M0.13%2025
Commercial auto in North Carolina#359 of 408$25,0000.00%2025
Standing

Where it's a top-10 writer

Rli Insurance Group (NAIC group 00783), the group Mt. Hawley Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Homeowners in Hawaii
Homeowners Multiple Peril
#4$40.3M6.25%2025
Surety bonds in Oklahoma
Surety
#4$7.9M6.16%2025
Surety bonds in New Jersey
Surety
#5$14.4M5.01%2025
Surety bonds in Arizona
Surety
#6$11.2M4.65%2025
Commercial property (fire and allied lines) in Hawaii
Fire
#6$7.1M3.61%2025
Earthquake in Arkansas
Earthquake
#8$1.2M2.27%2025
Surety bonds in North Carolina
Surety
#9$6.4M2.04%2025
Surety bonds in Oregon
Surety
#9$4.1M3.38%2025
Ocean marine in Louisiana
Ocean Marine
#10$7.3M3.46%2025
Surety bonds in New Mexico
Surety
#10$2.5M2.56%2025
Surplus lines

What it writes as a surplus lines insurer in Texas

Coverage lines on which Mt. Hawley Insurance Company filed surplus lines premium with the Surplus Lines Stamping Office of Texas, January to September 2026, ranked by premium among the insurers that filed on each line. Most surplus lines insurers write nationally, so this is a good guide to what it takes on elsewhere too.

Source: SLTX Market Data Reports, "Coverage Totals by Insurer". Ranks only; see the report for premium.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval and, except in New Jersey (which has a separate surplus lines guaranty fund), without guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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