Sam AlishahiInsurance Broker
Modern hillside home with pool at dusk
Independent Insurance Broker · Beverly Hills

Insurance for what you build, haul, own and live in.

I shop your risk across admitted carriers, surplus lines and Lloyd’s, including the ones other offices send away: wildfire zones, older buildings, vacant properties and eight-figure homes.

Request a Quote Call (424) 552-4545
CA License #4348151Admitted & Surplus LinesLloyd’s AccessServing All of California
Coverage

Four practices, one broker

Every line below is written in California through carriers and wholesale markets I’m appointed with. If your risk isn’t listed, call anyway. Hard-to-place is most of the job.

Modern home with a lit pool at twilight
High-Value Homes

Estates in Brentwood, Bel Air, Beverly Hills and the Palisades

For homes from $3M to well past $10M. I build coverage from a real replacement-cost estimate, not the assessor’s record, and I place homes the admitted market won’t take.

  • High-value homeownersHO-5 open perils · extended replacement cost
  • Wildfire-exposed homesFAIR Plan + difference-in-conditions
  • LLC, trust & tenant-occupiedModified DP-3 · Lloyd’s
  • Personal & excess liabilityStand-alone liability · umbrella
Palm trees above a Los Angeles rooftop at sunset
Real Estate Investors

Rentals, flips and commercial buildings

For owners who hold property personally, through an LLC or in a trust. I also handle what lenders and escrow ask for, so a closing isn’t held up waiting on insurance.

  • Landlord / dwelling fireDP-1 · DP-3 · loss of rents
  • Lessor’s risk onlyProperty + GL packages
  • Vacant, renovation & fix-and-flipConverts to landlord at lease-up
  • Lender & escrow requirementsEvidence of insurance · 438 BFU · additional insured
Building under construction silhouetted at sunset
Contractors

Licensed trades and general contractors

Coverage built around the contracts you sign, with the certificates and endorsements your GCs and property managers ask for, turned around quickly.

  • Workers’ compensationCalifornia class codes · payroll-rated
  • General liability$1M / $2M · AI, PNC & waiver
  • Contractor bondsCSLB license · performance & payment
  • Builder’s risk & excessProject coverage · higher limits
Semi truck on a highway at dusk
Trucking & Personal

Owner-operators, fleets and households

Commercial auto for one truck or a fleet, plus the home, auto and umbrella coverage for your family, all with the same broker.

  • Commercial auto & truckingLiability · cargo · physical damage
  • Homeowners, condo & rentersHO-3 · HO-6 · HO-4
  • Earthquake & floodPrivate and stand-alone
  • Auto & umbrellaStandard and non-standard
Hard to Place

Risks other offices turn away

Non-renewed in a brush zone

Specialty wildfire markets, or a FAIR Plan policy wrapped with difference-in-conditions coverage.

Built before 1950

Older buildings with updated roof, electrical and plumbing still have markets, as long as the updates are documented.

Vacant or mid-renovation

Short-term vacant and renovation policies that can convert to landlord coverage when you lease up.

Owned by an LLC or trust

Entity-owned homes and rentals, written in the right name so a claim isn’t questioned later.

Too large for admitted markets

Homes above $5M placed through surplus lines and Lloyd’s, with the diligent-search paperwork handled.

A lender needs it by Friday

Additional-insured wording, loss-payee endorsements and evidence of insurance sent to escrow the day it’s bound.

Process

From first call to bound policy

  1. Tell me about the risk

    Call the intake line or send the form below. It takes about five minutes to give me what underwriters ask for first: the address and occupancy, roof year and construction, or payroll and vehicles for a business.

  2. I shop the market

    I go to admitted carriers first and to surplus lines when the standard market says no. You get the options side by side, and I walk you through the limits, deductibles and exclusions, not just the premium.

  3. You choose, I bind

    I bind the policy and handle the paperwork: certificates, evidence of insurance, lender endorsements, and a review every year before your renewal.

Palm-lined street in Los Angeles
About

Sam Alishahi

I’m an independent broker, not a captive agent. No insurance company owns my book or tells me what to sell, so my job is to find the right carrier for your risk.

I’m also a licensed California real estate broker and mortgage broker. When your insurance is tied to a purchase, a refinance or a lender’s closing conditions, I already know what the escrow officer and the lender’s insurance desk will ask for, and I get it right the first time.

  • CA Department of Insurance#4348151
  • CA Dept. of Real Estate, Broker#01964365
  • NMLS, Mortgage Broker#2535168
Request a Quote

Let’s start with the basics

Send what you have and I’ll follow up for anything else underwriters need. If you have a current policy or a renewal notice, keep the declarations page handy.

Prefer to talk (424) 552-4545

Answered 24/7 by my intake assistant. I review every request personally and call you back.

Sending this form doesn’t bind coverage. Coverage starts only when I confirm it in writing.
Questions

Before you call

Are you an agent for one company?

No. I’m an independent broker appointed with many admitted carriers and specialty wholesalers, so I shop your risk instead of fitting it into one company’s appetite.

What does it cost to use a broker?

Usually nothing extra, because the carrier pays the commission. Some surplus lines policies carry a broker fee. If yours does, I’ll tell you in writing before you buy.

What is a surplus lines policy?

A surplus lines policy is written by a nonadmitted insurer when the licensed market won’t take the risk. It’s common for wildfire-zone, vacant, older or very high-value properties. These insurers aren’t backed by the California Insurance Guarantee Association, and I explain the trade-off before you choose.

Who answers the phone?

An AI intake assistant answers the line 24/7 and collects your details. I personally review every request and call you back. The assistant never quotes or binds coverage.

Do you write outside California?

Not at this time. I’m licensed in California and place California risks only.

I was non-renewed. How fast can you help?

Call as soon as the notice arrives. The more time before your expiration date, the more markets I can shop. If you’re within a few days, tell the intake assistant it’s urgent.

Beverly Hills · Serving All of California

Coverage, placed properly.

Request a Quote Call (424) 552-4545