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Directory · Company · Updated 2026-10-18

Kinsale Insurance Company · NAIC 38920

Where Kinsale Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Kinsale Insurance Company (NAIC 38920) is a property and casualty insurer domiciled in Arkansas. State regulators list it as licensed (admitted) in Illinois, Maryland, Missouri, South Carolina and an eligible surplus lines insurer in Alaska, Colorado, Connecticut, Florida, Iowa, Idaho, Kentucky, Massachusetts, Minnesota, Mississippi, Montana, North Carolina, New Jersey, New York, Oklahoma, Oregon, Rhode Island, Tennessee, Texas, Washington, West Virginia. It ranked #26 of 26 in South Dakota aircraft and aviation in 2025 (0.0% share). It ranked #29 of 33 in North Carolina aircraft and aviation in 2025 (0.2% share). It ranked #30 of 33 in Illinois aircraft and aviation in 2025 (0.1% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for California, Delaware, Georgia, Hawaii, North Dakota, Nebraska, Nevada, Ohio, Utah, Wisconsin, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaSurplus lines (eligible)——Alaska, 2026-10-18
ColoradoSurplus lines (eligible)—2026-07-01Colorado, 2026-10-18
ConnecticutSurplus lines (eligible)——Connecticut, 2026-10-18
FloridaSurplus lines (eligible)——Florida Office of Insurance Regulation, 2026-10-18
IdahoSurplus lines (eligible)——Idaho, 2026-10-18
IllinoisAdmitted (licensed)Aircraft and aviation, Earthquake, Homeowners, Inland marine, General liability, Medical malpractice, Ocean marine, Professional liability (E&O), Commercial property (fire and allied lines)—Illinois, 2026-10-18
IowaSurplus lines (eligible)——Iowa, 2026-10-18
KentuckySurplus lines (eligible)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsSurplus lines (eligible)——Massachusetts, 2026-10-18
MinnesotaSurplus lines (eligible)——Minnesota, 2026-10-18
MississippiSurplus lines (eligible)——Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)——Missouri, 2026-10-18
MontanaSurplus lines (eligible)——Market share report
New JerseySurplus lines (eligible)——New Jersey, 2026-10-18
New YorkSurplus lines (eligible)—08/26/2010Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaSurplus lines (eligible)Aircraft and aviation, Earthquake, Homeowners, Inland marine, General liability, Medical malpractice, Ocean marine, Commercial property (fire and allied lines)—North Carolina, 2026-10-18
OklahomaSurplus lines (eligible)——Oklahoma, 2026-10-18
OregonSurplus lines (eligible)——Oregon, 2026-10-18
Rhode IslandSurplus lines (eligible)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaWrites (premium reported)Aircraft and aviation—South Dakota, 2026-10-18
TennesseeSurplus lines (eligible)——Tennessee, 2026-10-18
TexasSurplus lines (eligible)—1998/09/14Texas Department of Insurance, 2026-10-17
WashingtonSurplus lines (eligible)——Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
West VirginiaSurplus lines (eligible)——Market share report

Changes

Since 2026-10-17:

What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Aircraft and aviation in Illinois#30 of 33$107,8910.09%2025
Commercial property (fire and allied lines) in Illinois#32 of 387$13.2M0.81%2025
Earthquake in Illinois#35 of 265$610,6020.54%2025
Medical malpractice in Illinois#49 of 127$2.2M0.36%2025
Ocean marine in Illinois#65 of 93$39,6730.02%2025
General liability in Illinois#72 of 695$24.6M0.38%2025
Inland marine in Illinois#158 of 452$810,2550.07%2025
Aircraft and aviation in North Carolina#29 of 33$118,0000.16%2025
Medical malpractice in North Carolina#31 of 122$1.4M0.66%2025
General liability in North Carolina#45 of 621$18.4M0.62%2025
Earthquake in North Carolina#58 of 180$52,7910.25%2025
Commercial property (fire and allied lines) in North Carolina#59 of 340$5.6M0.42%2025
Ocean marine in North Carolina#63 of 87$94,5680.08%2025
Homeowners in North Carolina#111 of 135$509,1570.01%2025
Inland marine in North Carolina#172 of 420$488,1270.05%2025
Aircraft and aviation in South Dakota#26 of 26$1,6540.01%2025
Standing

Where it's a top-10 writer

Kinsale Insurance Company ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
General liability in Arkansas
Products Liability
#1$2.2M7.41%2025
General liability in Florida
Products Liability
#1$42.5M10.36%2025
General liability in Washington
Products Liability
#2$9.8M8.95%2025
General liability in Louisiana
Products Liability
#3$5.2M8.44%2025
General liability in New Mexico
Products Liability
#3$1.3M6.89%2025
General liability in Texas
Products Liability
#3$37.1M6.75%2025
General liability in Arizona
Products Liability
#4$5.4M5.47%2025
General liability in Colorado
Products Liability
#4$8.6M7.14%2025
General liability in Hawaii
Products Liability
#4$1.3M8.78%2025
General liability in Idaho
Products Liability
#4$2.1M6.90%2025
General liability in Nevada
Products Liability
#4$3.8M7.48%2025
General liability in Oregon
Products Liability
#4$4.8M6.37%2025
General liability in Wyoming
Products Liability
#4$641,0006.61%2025
General liability in Alaska
Products Liability
#5$356,0003.66%2025
General liability in California
Products Liability
#5$48.4M6.34%2025
General liability in Oklahoma
Products Liability
#5$2.9M5.28%2025
General liability in Alabama
Products Liability
#6$3.1M4.99%2025
General liability in Montana
Products Liability
#6$1.0M4.51%2025
General liability in Mississippi
Products Liability
#7$1.6M5.36%2025
General liability in Maine
Products Liability
#8$692,0004.36%2025
General liability in South Carolina
Products Liability
#8$4.3M4.56%2025
Medical malpractice in District of Columbia
Medical Professional Liability
#9$691,0001.81%2025
General liability in New Jersey
Products Liability
#9$7.8M3.16%2025
General liability in Rhode Island
Products Liability
#9$484,0002.93%2025
General liability in Delaware
Products Liability
#10$752,0003.38%2025
General liability in Georgia
Products Liability
#10$5.3M3.07%2025
General liability in Vermont
Products Liability
#10$437,0004.75%2025
Surplus lines

What it writes as a surplus lines insurer in Texas

Coverage lines on which Kinsale Insurance Company filed surplus lines premium with the Surplus Lines Stamping Office of Texas, January to September 2026, ranked by premium among the insurers that filed on each line. Most surplus lines insurers write nationally, so this is a good guide to what it takes on elsewhere too.

CoverageRank in Texas
Commercial premises liability#1 of 206
Liquor liability#2 of 49
Products and completed operations liability#7 of 119
Inland marine#10 of 166
Commercial allied lines property#9 of 141
Oil and gas liability#5 of 72
Commercial property (fire and allied lines)#17 of 214
Excess and umbrella liability#17 of 206
Owners and contractors protective (OCP) liability#10 of 90
Special events liability#5 of 42
Errors and omissions (E&O)#24 of 165
Medical malpractice for physicians, surgeons and dentists#9 of 57
Ocean marine package#13 of 62
Commercial package (property and GL)#44 of 195
Employers liability#5 of 21
Assault and battery liability#9 of 34
Medical malpractice for other health facilities#17 of 63
Property terrorism#35 of 122
Employee benefits liability#14 of 48
Pollution liability#35 of 118
Farm and ranch owners (commercial)#6 of 20
Homeowners#31 of 99
Terrorism liability#47 of 142
Commercial flood#20 of 59
Difference in conditions (DIC)#24 of 68
Medical malpractice for other health professionals#22 of 61
Commercial auto liability#47 of 130
Other professional liability#47 of 122
Employment practices liability (EPLI)#28 of 70
Glass#11 of 25
Aviation products liability#8 of 18
Residential property (fire and allied lines)#28 of 63
Group accident and health#11 of 24
Directors and officers (D&O) liability#57 of 122
Crop insurance#9 of 19
Aviation liability#12 of 24
Ocean marine liability#27 of 49
Commercial auto package#30 of 53
Ocean cargo#39 of 68
Builder's risk#82 of 141
Commercial auto physical damage#67 of 113
Residential package#29 of 48
Cyber liability#98 of 142
Protection and indemnity (P&I)#14 of 20
Oil and gas package#36 of 50
Farm and ranch owners (residential)#8 of 11
Personal liability#56 of 70
Aviation hull#27 of 32
Underground storage tank liability#15 of 17
Aviation package#16 of 18
Oil and gas property#67 of 71

Source: SLTX Market Data Reports, "Coverage Totals by Insurer". Ranks only; see the report for premium.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval and, except in New Jersey (which has a separate surplus lines guaranty fund), without guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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