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Directory · Company · Updated 2026-10-18

GuideOne National Insurance Company · NAIC 14167

Where GuideOne National Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

GuideOne National Insurance Company (NAIC 14167) is a property and casualty insurer domiciled in Iowa, part of Guideone Insurance Group. State regulators list it as licensed (admitted) in Iowa, Illinois, Maryland, Missouri, South Carolina and an eligible surplus lines insurer in Alaska, California, Colorado, Connecticut, Florida, Idaho, Kentucky, Massachusetts, Minnesota, Mississippi, Montana, North Carolina, New Jersey, New York, Oklahoma, Oregon, Rhode Island, Tennessee, Texas, Utah, Washington, West Virginia. It ranked #93 of 180 in North Carolina earthquake in 2025 (0.1% share). It ranked #94 of 124 in North Carolina flood in 2025 (0.0% share). It ranked #107 of 128 in Illinois flood in 2025 (0.0% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Delaware, Georgia, Hawaii, North Dakota, Nebraska, Nevada, Ohio, South Dakota, Wisconsin, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaSurplus lines (eligible)——Alaska, 2026-10-18
CaliforniaSurplus lines (eligible)—12/07/2015California Department of Insurance, 2026-10-17
ColoradoSurplus lines (eligible)—2026-07-01Colorado, 2026-10-18
ConnecticutSurplus lines (eligible)——Connecticut, 2026-10-18
FloridaSurplus lines (eligible)——Florida Office of Insurance Regulation, 2026-10-18
IdahoSurplus lines (eligible)——Idaho, 2026-10-18
IllinoisAdmitted (licensed)Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Flood, General liability, Commercial property (fire and allied lines)—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckySurplus lines (eligible)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsSurplus lines (eligible)——Massachusetts, 2026-10-18
MinnesotaSurplus lines (eligible)——Minnesota, 2026-10-18
MississippiSurplus lines (eligible)——Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)——Missouri, 2026-10-18
MontanaSurplus lines (eligible)——Market share report
New JerseySurplus lines (eligible)——New Jersey, 2026-10-18
New YorkSurplus lines (eligible)—12/18/2014Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaSurplus lines (eligible)Earthquake, Flood, General liability, Commercial property (fire and allied lines)—North Carolina, 2026-10-18
OklahomaSurplus lines (eligible)——Oklahoma, 2026-10-18
OregonSurplus lines (eligible)——Oregon, 2026-10-18
Rhode IslandSurplus lines (eligible)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
TennesseeSurplus lines (eligible)——Tennessee, 2026-10-18
TexasSurplus lines (eligible)—2012/08/01Texas Department of Insurance, 2026-10-17
UtahSurplus lines (eligible)——Utah, 2026-10-18
WashingtonSurplus lines (eligible)——Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
West VirginiaSurplus lines (eligible)——Market share report

Changes

Since 2026-10-17:

What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Flood in Illinois#107 of 128$1,5820.00%2025
Earthquake in Illinois#108 of 265$62,7540.05%2025
Commercial property (fire and allied lines) in Illinois#268 of 387$126,5530.01%2025
General liability in Illinois#374 of 695$1.0M0.02%2025
Earthquake in North Carolina#93 of 180$12,3080.06%2025
Flood in North Carolina#94 of 124$3,2500.00%2025
Commercial property (fire and allied lines) in North Carolina#169 of 340$601,8500.04%2025
General liability in North Carolina#287 of 621$1.2M0.04%2025
Standing

Where it's a top-10 writer

Guideone Insurance Group (NAIC group 00303), the group GuideOne National Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Commercial package (BOP, CMP) in Louisiana
Total Commercial Multiple Peril
#10$24.8M3.00%2025
Surplus lines

What it writes as a surplus lines insurer in Texas

Coverage lines on which GuideOne National Insurance Company filed surplus lines premium with the Surplus Lines Stamping Office of Texas, January to September 2026, ranked by premium among the insurers that filed on each line. Most surplus lines insurers write nationally, so this is a good guide to what it takes on elsewhere too.

Source: SLTX Market Data Reports, "Coverage Totals by Insurer". Ranks only; see the report for premium.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval and, except in New Jersey (which has a separate surplus lines guaranty fund), without guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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