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Directory · Warranty · Updated 2026-10-18

Warranty insurance companies

Every insurer licensed for warranty on the state regulator lists loaded so far, with NAIC numbers and where each is admitted or writes surplus lines, plus the largest writers where regulators publish premium by company.

41 companies are licensed for warranty in at least one of the loaded states; 7 of them also work as surplus lines insurers somewhere. Pick a state for the ranked list there.

By Sam Alishahi, independent insurance broker · All lines

By state

Warranty by state

Largest writers

Who writes the most warranty

Direct premium written, summed across the states whose regulators publish every company (California, Illinois, North Carolina, South Dakota, Texas, Wisconsin).

CompanyNAICHome statePremium (those states)Where
First Colonial Insurance Company29980IL$144.8MCalifornia, Illinois, North Carolina
Wesco Insurance Company25011DE$141.8MCalifornia, Illinois, North Carolina, Texas
Universal Underwriters Insurance Company41181IL$104.7MCalifornia, Illinois, North Carolina, South Dakota, Texas
Dealers Assurance Company16705OH$64.5MCalifornia, Illinois, North Carolina, South Dakota, Texas
Courtesy Insurance Company26492FL$41.2MCalifornia, Illinois, North Carolina, Texas
Old Republic Insurance Company24147PA$38.1MCalifornia, Illinois, North Carolina, South Dakota, Texas
Virginia Surety Company, Inc.40827IL$28.3MCalifornia, Illinois
MIC Property and Casualty Insurance Corporation38601MI$25.1MCalifornia, Illinois, North Carolina, Texas
Response Indemnity Company of California10970CA$21.0MCalifornia
Technology Insurance Company, Inc.42376DE$20.2MCalifornia, Illinois, Texas
Protective Property & Casualty Insurance Company35769MO$17.7MCalifornia, Illinois, Texas
American Mercury Insurance Company16810OK$16.5MCalifornia, Illinois, North Carolina, South Dakota, Texas
Allstate Insurance Company19232IL$16.1MCalifornia
Lyndon Southern Insurance Company10051DE$13.2MIllinois, North Carolina, South Dakota, Texas
Heritage Indemnity Company39527CA$11.6MCalifornia, Illinois, North Carolina, Texas
All companies

Every insurer licensed for warranty

CompanyNAICHome stateAdmitted inSurplus lines inLines
Allstate Insurance Company19232IL340Aircraft and aviation, Personal auto, Equipment breakdown +17 more
American Bankers Insurance Company of Florida10111FL350Aircraft and aviation, Personal auto, Commercial auto +16 more
American Mercury Insurance Company16810OK271Personal auto, Equipment breakdown, Commercial auto +12 more
American Road Insurance Company (The)19631MI350Personal auto, Commercial auto, Fidelity bonds +7 more
American Security Insurance Company42978DE350Personal auto, Equipment breakdown, Commercial auto +14 more
California Insurance Company38865CA160Fidelity bonds, General liability, Ocean marine +4 more
Continental Casualty Company20443IL350Aircraft and aviation, Personal auto, Equipment breakdown +20 more
Continental Indemnity Company28258NM320Aircraft and aviation, Personal auto, Equipment breakdown +15 more
Continental Insurance Company, (The)35289PA350Aircraft and aviation, Personal auto, Equipment breakdown +21 more
Courtesy Insurance Company26492FL350Personal auto, Credit, Fidelity bonds +7 more
Dealers Assurance Company16705OH350Personal auto, Farm and crop, Homeowners +4 more
First Colonial Insurance Company29980IL350Personal auto, Credit, Inland marine +5 more
First Mile Insurance Company17460FL514General liability, Surety bonds, Warranty
Heritage Indemnity Company39527CA340Personal auto, Credit, Inland marine +6 more
Illinois National Insurance Company23817IL321Aircraft and aviation, Personal auto, Equipment breakdown +16 more
Insurance Company of the South11162GA200Aircraft and aviation, Personal auto, Equipment breakdown +13 more
Jefferson Insurance Company11630NY350Aircraft and aviation, Personal auto, Equipment breakdown +10 more
Lexington National Insurance Corporation37940FL350Aircraft and aviation, Personal auto, Commercial auto +9 more
Lyndon Southern Insurance Company10051DE330Aircraft and aviation, Personal auto, Equipment breakdown +16 more
MIC Property and Casualty Insurance Corporation38601MI350Aircraft and aviation, Personal auto, Equipment breakdown +17 more
National Casualty Company11991OH350Aircraft and aviation, Personal auto, Equipment breakdown +19 more
New Hampshire Insurance Company23841IL350Aircraft and aviation, Personal auto, Equipment breakdown +17 more
Old Republic Insurance Company24147PA350Aircraft and aviation, Personal auto, Equipment breakdown +20 more
Old United Casualty Company37060KS310Aircraft and aviation, Personal auto, Credit +8 more
Pennsylvania Insurance Company21962NM320Aircraft and aviation, Personal auto, Equipment breakdown +16 more
Progressive County Mutual Insurance Company29203TX10Personal auto, Commercial auto, Crime (burglary and theft) +5 more
Progressive Direct Insurance Company16322OH280Personal auto, Inland marine, General liability +5 more
Progressive Northern Insurance Company38628WI230Personal auto, Homeowners, Inland marine +5 more
Progressive Universal Insurance Company21727WI90Personal auto, Homeowners, Inland marine +3 more
Protective Property & Casualty Insurance Company35769MO350Aircraft and aviation, Personal auto, Commercial auto +15 more
QBE Insurance (Europe) Limited39217PA350Aircraft and aviation, Personal auto, Equipment breakdown +20 more
Response Indemnity Company of California10970CA10Personal auto, Credit, Earthquake +4 more
Scottsdale Insurance Company41297OH623Personal auto, Equipment breakdown, Commercial auto +15 more
Security National Insurance Company19879DE341Aircraft and aviation, Personal auto, Equipment breakdown +16 more
Standard Guaranty Insurance Company42986DE291Personal auto, Equipment breakdown, Commercial auto +12 more
Starr Indemnity and Liability Company38318TX350Aircraft and aviation, Personal auto, Equipment breakdown +18 more
Steadfast Insurance Company26387IL423Personal auto, Equipment breakdown, Commercial auto +12 more
Technology Insurance Company, Inc.42376DE350Aircraft and aviation, Personal auto, Equipment breakdown +16 more
Universal Underwriters Insurance Company41181IL350Personal auto, Equipment breakdown, Commercial auto +14 more
Virginia Surety Company, Inc.40827IL350Aircraft and aviation, Personal auto, Equipment breakdown +14 more
Wesco Insurance Company25011DE350Personal auto, Equipment breakdown, Commercial auto +15 more

Method and source

"Licensed for" comes from each state regulator's licensed lines on its public company list (grouped into common names); it means the company may write the line in that state, not that it sells it to every customer. Premium comes from the California and Texas market share reports. CSV · JSON.

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