Directory · Kansas · Surety bonds

Who writes surety bonds in Kansas

Top insurer groups from the NAIC market share report; the state's own licensed-company list isn't available in a form a program can read.

Zurich Insurance Group wrote the most surety bonds in Kansas in 2025, $8.9M and 12.7% of the state's premium; the top five groups hold 44%. Kansas doesn't publish a machine-readable list of every licensed company, so the ranking below is the NAIC's top 10 groups.

By Sam Alishahi, independent insurance broker · All lines in Kansas

Top 10 · NAIC table: 24 - Surety

The insurer groups that write the most surety bonds in Kansas

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#	Insurer group	Premium written	Share	Loss ratio	Member companies here
1	Zurich Insurance Group	$8.9M	12.66%	4%	Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
2	Travelers Group	$7.9M	11.18%	11%	Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
3	Liberty Mutual Group	$6.4M	9.09%	8%	Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
4	Chubb Ltd Group	$4.3M	6.06%	7%	Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
5	Merchants Bonding Co. Group	$3.9M	5.47%	—	Merchants Bonding Company (Mutual), Merchants National Bonding, Inc.
6	Cna Insurance Group	$3.9M	5.45%	17%	Continental Casualty Company, Continental Insurance Company, (The), American Casualty Company of Reading, Pennsylvania, National Fire Insurance Company of Hartford
7	Emc Insurance Co. Group	$3.0M	4.25%	—	EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company, EMCASCO Insurance Company, EMC Property and Casualty Company, Union Insurance Company of Providence
8	United Fire & Casualty Group	$2.7M	3.79%	22%	United Fire and Casualty Company, United Fire Lloyds, Financial Pacific Insurance Company, Addison Insurance Company
9	West Bend Insurance Group	$2.4M	3.37%	20%	West Bend Insurance Company
10	Intact Financial Group	$2.3M	3.25%	11%	Atlantic Specialty Insurance Company, Homeland Insurance Company of New York, OBI National Insurance Company, Homeland Insurance Company of Delaware

Turned down?

Last resort for surety bonds in Kansas

Last resort	Lines	Where	How to get in	Source
Surplus lines and Lloyd's open market	all	all states, under each state's diligent-search rules	Through surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last step	Source

Method and source

Top insurer groups from the NAIC market share report; the state's own licensed-company list isn't available in a form a program can read. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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