Westminster American Insurance Company · NAIC 16098
Where Westminster American Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.
Westminster American Insurance Company (NAIC 16098) is a property and casualty insurer domiciled in Maryland. State regulators list it as licensed (admitted) in Colorado, Connecticut, Delaware, Georgia, Kentucky, Massachusetts, Maryland, North Carolina, New Jersey, Nevada, South Carolina, Tennessee. It ranked #27 of 361 in North Carolina commercial package (BOP, CMP) in 2025 (0.9% share). It ranked #38 of 219 in North Carolina equipment breakdown in 2025 (0.5% share). It ranked #330 of 621 in North Carolina general liability in 2025 (0.0% share).
By Sam Alishahi, independent insurance broker · All companies
Where it's licensed
States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, California, Florida, Hawaii, Iowa, Idaho, Illinois, Minnesota, Missouri, Mississippi, Montana, North Dakota, Nebraska, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Dakota, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.
| State | Status | Lines licensed | Since | Source |
|---|---|---|---|---|
| Colorado | Admitted (licensed) | — | — | Colorado, 2026-10-18 |
| Connecticut | Admitted (licensed) | — | — | Connecticut, 2026-10-18 |
| Delaware | Admitted (licensed) | — | — | Delaware, 2026-10-18 |
| Georgia | Admitted (licensed) | General liability, Commercial property (fire and allied lines), Workers' compensation | — | Georgia, 2026-10-18 |
| Kentucky | Admitted (licensed) | — | — | Kentucky Department of Insurance, 2026-10-17 |
| Maryland | Admitted (licensed) | — | — | Maryland Insurance Administration, 2026-10-17 |
| Massachusetts | Admitted (licensed) | — | — | Massachusetts, 2026-10-18 |
| Nevada | Admitted (licensed) | General liability, Commercial property (fire and allied lines) | — | Nevada Division of Insurance, 2026-10-17 |
| New Jersey | Admitted (licensed) | — | — | New Jersey, 2026-10-18 |
| North Carolina | Admitted (licensed) | Equipment breakdown, Commercial package (BOP, CMP), General liability | — | North Carolina, 2026-10-18 |
| South Carolina | Admitted (licensed) | — | — | South Carolina, 2026-10-18 |
| Tennessee | Admitted (licensed) | — | — | Tennessee, 2026-10-18 |
Method and source
Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval and, except in New Jersey (which has a separate surplus lines guaranty fund), without guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.
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