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Directory · Company · Updated 2026-10-18

US Coastal Property & Casualty Insurance Company · NAIC 15900

Where US Coastal Property & Casualty Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

US Coastal Property & Casualty Insurance Company (NAIC 15900) is a property and casualty insurer domiciled in Florida, part of Cabrillo Holding Group. State regulators list it as licensed (admitted) in California, Florida, Georgia, Mississippi, South Carolina and an eligible surplus lines insurer in Texas. It ranked #59 of 98 in California homeowners in 2025 (0.1% share). It ranked #95 of 248 in California inland marine in 2025 (0.1% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, Colorado, Connecticut, Delaware, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Dakota, Tennessee, Utah, Washington, Wisconsin, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
CaliforniaAdmitted (licensed)Homeowners, Inland marine—California Department of Insurance, 2026-10-17
FloridaAdmitted (licensed)Homeowners, Inland marine, General liability, Mobile home, Commercial property (fire and allied lines)—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Workers' compensation—Georgia, 2026-10-18
MississippiAdmitted (licensed)Farm and crop, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines)04-27-2022Mississippi Insurance Department, 2026-10-17
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
TexasSurplus lines (eligible)—2025/02/07Texas Department of Insurance, 2026-10-17
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Homeowners in California#59 of 98$15.4M0.09%2025
Inland marine in California#95 of 248$3.3M0.11%2025
Surplus lines

What it writes as a surplus lines insurer in Texas

Coverage lines on which US Coastal Property & Casualty Insurance Company filed surplus lines premium with the Surplus Lines Stamping Office of Texas, January to September 2026, ranked by premium among the insurers that filed on each line. Most surplus lines insurers write nationally, so this is a good guide to what it takes on elsewhere too.

CoverageRank in Texas
Commercial property (fire and allied lines)#151 of 214

Source: SLTX Market Data Reports, "Coverage Totals by Insurer". Ranks only; see the report for premium.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval and, except in New Jersey (which has a separate surplus lines guaranty fund), without guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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