PEMCO Mutual Insurance Company · NAIC 24341
Where PEMCO Mutual Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.
PEMCO Mutual Insurance Company (NAIC 24341) is a property and casualty insurer domiciled in Washington. State regulators list it as licensed (admitted) in Idaho, Oregon, Washington. It ranked #5 of 40 in Washington homeowners in 2025 (5.0% share). It ranked #7 of 47 in Washington personal auto in 2025 (4.2% share). It ranked #14 of 49 in Washington commercial property (fire and allied lines) in 2025 (2.5% share).
By Sam Alishahi, independent insurance broker · All companies
Where it's licensed
States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Wisconsin, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.
| State | Status | Lines licensed | Since | Source |
|---|---|---|---|---|
| Idaho | Admitted (licensed) | Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | — | Idaho, 2026-10-18 |
| Oregon | Admitted (licensed) | Personal auto, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines) | — | Oregon, 2026-10-18 |
| Washington | Admitted (licensed) | Personal auto, Homeowners, General liability, Commercial property (fire and allied lines) | — | Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17 |
Method and source
Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval and, except in New Jersey (which has a separate surplus lines guaranty fund), without guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.
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