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Directory · Company · Updated 2026-10-18

Pekin Insurance Company · NAIC 24228

Where Pekin Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Pekin Insurance Company (NAIC 24228) is a property and casualty insurer domiciled in Illinois, part of Pekin Insurance Group. State regulators list it as licensed (admitted) in Iowa, Illinois, Nevada, Ohio, Wisconsin. It ranked #6 of 400 in Illinois commercial package (BOP, CMP) in 2025 (2.4% share). It ranked #7 of 375 in Illinois workers' compensation in 2025 (1.5% share). It ranked #11 of 448 in Illinois commercial auto in 2025 (1.9% share). The U.S. Treasury lists it as a certified surety with a $13.1M underwriting limit.

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, New York, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
IllinoisAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Fidelity bonds, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Nevada Division of Insurance, 2026-10-17
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Fidelity bonds, Homeowners, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Wisconsin, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Commercial package (BOP, CMP) in Illinois#6 of 400$67.8M2.37%2025
Workers' compensation in Illinois#7 of 375$37.6M1.54%2025
Commercial auto in Illinois#11 of 448$60.8M1.89%2025
Crime (burglary and theft) in Illinois#28 of 188$145,6410.40%2025
Homeowners in Illinois#84 of 183$5.5M0.08%2025
General liability in Illinois#118 of 695$15.3M0.23%2025
Surety bonds in Illinois#126 of 157$9,1480.00%2025
Commercial property (fire and allied lines) in Illinois#140 of 387$1.4M0.09%2025
Inland marine in Illinois#160 of 452$801,7410.06%2025
Personal auto in Illinois#172 of 194$172,9300.00%2025
Commercial package (BOP, CMP) in Wisconsin#24 of 276$10.1M0.93%2024
Commercial auto in Wisconsin#26 of 312$9.2M0.91%2024
Fidelity bonds in Wisconsin#59 of 118$30,8220.13%2024
Workers' compensation in Wisconsin#70 of 312$4.7M0.25%2024
Surety bonds in Wisconsin#92 of 117$16,3790.02%2024
General liability in Wisconsin#100 of 429$2.5M0.20%2024
Commercial property (fire and allied lines) in Wisconsin#115 of 210$85,5700.03%2024
Homeowners in Wisconsin#142 of 161$9,5920.00%2024
Standing

Where it's a top-10 writer

Pekin Insurance Group (NAIC group 00153), the group Pekin Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Commercial auto in Arizona
Commercial Auto Physical Damage
#9$7.3M2.60%2025
Commercial auto in Illinois
Commercial Auto Physical Damage
#9$22.1M2.99%2025
Bonds

Treasury-certified surety

On the U.S. Treasury's Circular 570 (updated August 01, 2026) with an underwriting limit of $13.1M per bond, licensed to write surety in 9 states and territories: AZ, IA, IL, IN, MI, NV, OH, UT, WI.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval and, except in New Jersey (which has a separate surplus lines guaranty fund), without guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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