Kemper Independence Insurance Company · NAIC 10914
Where Kemper Independence Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.
Kemper Independence Insurance Company (NAIC 10914) is a property and casualty insurer domiciled in Illinois, part of Kemper Corporation Group. State regulators list it as licensed (admitted) in California, Colorado, Connecticut, Georgia, Illinois, Maryland, Missouri, North Carolina, Nevada, New York, Ohio, Texas, Wisconsin. It ranked #105 of 129 in North Carolina personal auto in 2025 (0.0% share). It ranked #120 of 130 in Texas earthquake in 2025 (0.0% share). It ranked #136 of 148 in Texas homeowners in 2025 (0.0% share).
By Sam Alishahi, independent insurance broker · All companies
Where it's licensed
States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, Delaware, Florida, Hawaii, Iowa, Idaho, Kentucky, Massachusetts, Minnesota, Mississippi, Montana, North Dakota, Nebraska, New Jersey, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Utah, Washington, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.
| State | Status | Lines licensed | Since | Source |
|---|---|---|---|---|
| California | Admitted (licensed) | — | — | California Department of Insurance, 2026-10-17 |
| Colorado | Admitted (licensed) | — | — | Colorado, 2026-10-18 |
| Connecticut | Admitted (licensed) | — | — | Connecticut, 2026-10-18 |
| Georgia | Admitted (licensed) | General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | — | Georgia, 2026-10-18 |
| Illinois | Admitted (licensed) | Personal auto, Earthquake, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines) | — | Illinois, 2026-10-18 |
| Maryland | Admitted (licensed) | — | — | Maryland Insurance Administration, 2026-10-17 |
| Missouri | Admitted (licensed) | — | — | Missouri, 2026-10-18 |
| Nevada | Admitted (licensed) | General liability, Ocean marine, Commercial property (fire and allied lines) | — | Nevada Division of Insurance, 2026-10-17 |
| New York | Admitted (licensed) | — | — | Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17 |
| North Carolina | Admitted (licensed) | Personal auto, Homeowners, Inland marine, General liability | — | North Carolina, 2026-10-18 |
| Ohio | Admitted (licensed) | — | — | Ohio Department of Insurance, 2026-10-17 |
| Texas | Admitted (licensed) | Personal auto, Crime (burglary and theft), Earthquake, Glass, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines) | 1999/03/23 | Texas Department of Insurance, 2026-10-17 |
| Wisconsin | Admitted (licensed) | Personal auto, Homeowners, General liability, Commercial property (fire and allied lines) | — | Wisconsin, 2026-10-18 |
Method and source
Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval and, except in New Jersey (which has a separate surplus lines guaranty fund), without guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.
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