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Directory · Company · Updated 2026-10-18

Independent Mutual Fire Insurance Company · NAIC 29831

Where Independent Mutual Fire Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Independent Mutual Fire Insurance Company (NAIC 29831) is a property and casualty insurer domiciled in Illinois. State regulators list it as licensed (admitted) in Georgia, Iowa, Illinois, Kentucky, Maryland, Missouri, Mississippi, North Carolina, Nebraska, New Jersey, Ohio, South Carolina, Tennessee, Texas. It ranked #49 of 188 in Illinois crime (burglary and theft) in 2025 (0.1% share). It ranked #59 of 137 in Texas crime (burglary and theft) in 2025 (0.0% share). It ranked #121 of 148 in Texas homeowners in 2025 (0.0% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, California, Colorado, Connecticut, Delaware, Florida, Hawaii, Idaho, Massachusetts, Minnesota, Montana, North Dakota, Nevada, New York, Oklahoma, Oregon, Rhode Island, South Dakota, Utah, Washington, Wisconsin, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Workers' compensation—Georgia, 2026-10-18
IllinoisAdmitted (licensed)Crime (burglary and theft), Homeowners, General liability, Commercial property (fire and allied lines)—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MississippiAdmitted (licensed)Farm and crop, Homeowners, General liability, Commercial property (fire and allied lines)03-29-2016Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Commercial property (fire and allied lines)—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
North CarolinaAdmitted (licensed)Commercial property (fire and allied lines)—North Carolina, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Personal auto, Crime (burglary and theft), Homeowners, General liability, Commercial property (fire and allied lines)2012/04/11Texas Department of Insurance, 2026-10-17
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Crime (burglary and theft) in Illinois#49 of 188$44,4510.12%2025
Homeowners in Illinois#161 of 183$17,4920.00%2025
Commercial property (fire and allied lines) in Illinois#203 of 387$387,3360.02%2025
General liability in Illinois#666 of 695$3,8870.00%2025
Commercial property (fire and allied lines) in North Carolina#276 of 340$20,8000.00%2025
Crime (burglary and theft) in Texas#59 of 137$13,1490.02%2025
Homeowners in Texas#121 of 148$3.0M0.02%2025
Commercial property (fire and allied lines) in Texas#215 of 260$50,2410.00%2025
General liability in Texas#439 of 463$5,8590.00%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval and, except in New Jersey (which has a separate surplus lines guaranty fund), without guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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