Direct General Insurance Company · NAIC 42781
Where Direct General Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.
Direct General Insurance Company (NAIC 42781) is a property and casualty insurer domiciled in Illinois, part of Allstate Insurance Group. State regulators list it as licensed (admitted) in California, Florida, Georgia, Illinois, Missouri, Mississippi, Oklahoma, South Carolina, Tennessee, Texas. It ranked #95 of 155 in Texas personal auto in 2025 (0.0% share). It ranked #178 of 183 in Illinois homeowners in 2025 (0.0% share). It ranked #188 of 194 in Illinois personal auto in 2025 (0.0% share).
By Sam Alishahi, independent insurance broker · All companies
Where it's licensed
States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, Colorado, Connecticut, Delaware, Hawaii, Iowa, Idaho, Kentucky, Massachusetts, Maryland, Minnesota, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oregon, Rhode Island, South Dakota, Utah, Washington, Wisconsin, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.
| State | Status | Lines licensed | Since | Source |
|---|---|---|---|---|
| California | Admitted (licensed) | — | — | California Department of Insurance, 2026-10-17 |
| Florida | Admitted (licensed) | Personal auto, Commercial package (BOP, CMP), Earthquake, Fidelity bonds, Homeowners, Inland marine, General liability, Mobile home, Commercial property (fire and allied lines) | — | Florida Office of Insurance Regulation, 2026-10-18 |
| Georgia | Admitted (licensed) | General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | — | Georgia, 2026-10-18 |
| Illinois | Admitted (licensed) | Personal auto, Homeowners, General liability | — | Illinois, 2026-10-18 |
| Mississippi | Admitted (licensed) | Personal auto, Glass, Inland marine, General liability, Commercial property (fire and allied lines) | 08-01-1991 | Mississippi Insurance Department, 2026-10-17 |
| Missouri | Admitted (licensed) | — | — | Missouri, 2026-10-18 |
| Oklahoma | Admitted (licensed) | — | — | Oklahoma, 2026-10-18 |
| South Carolina | Admitted (licensed) | — | — | South Carolina, 2026-10-18 |
| Tennessee | Admitted (licensed) | — | — | Tennessee, 2026-10-18 |
| Texas | Admitted (licensed) | Personal auto, Crime (burglary and theft), Glass, Inland marine, General liability, Commercial property (fire and allied lines) | 2004/03/23 | Texas Department of Insurance, 2026-10-17 |
Method and source
Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval and, except in New Jersey (which has a separate surplus lines guaranty fund), without guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.
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