Bay State Insurance Company · NAIC 19763
Where Bay State Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.
Bay State Insurance Company (NAIC 19763) is a property and casualty insurer domiciled in Massachusetts, part of Andover Group. State regulators list it as licensed (admitted) in California, Connecticut, Massachusetts, New Jersey, New York, Rhode Island. Its group ranked #4 in Maine commercial property (fire and allied lines) in 2025 (5.4% share).
By Sam Alishahi, independent insurance broker · All companies
Where it's licensed
States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, Colorado, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, Nevada, Ohio, Oklahoma, Oregon, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.
| State | Status | Lines licensed | Since | Source |
|---|---|---|---|---|
| California | Admitted (licensed) | — | — | California Department of Insurance, 2026-10-17 |
| Connecticut | Admitted (licensed) | — | — | Connecticut, 2026-10-18 |
| Massachusetts | Admitted (licensed) | — | — | Massachusetts, 2026-10-18 |
| New Jersey | Admitted (licensed) | — | — | New Jersey, 2026-10-18 |
| New York | Admitted (licensed) | — | — | Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17 |
| Rhode Island | Admitted (licensed) | — | — | Rhode Island, 2026-10-18 |
Method and source
Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval and, except in New Jersey (which has a separate surplus lines guaranty fund), without guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.
Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.
Hard to place? I find who's likely to take it.
This directory lists every licensed insurer; it doesn't mean I'm appointed with Bay State Insurance Company. I compare the companies I work with that take risks like yours. I'm licensed in all 50 states and Washington, DC and your request stays with my agency, not passed to another agent.
Get a reminder before your renewal.
Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.