/* Sam Alishahi, Insurance Broker — Beverly Hills. Dark, single-theme by design. */
:root{
  --onyx:#0B0D11;
  --onyx-2:#12151B;
  --onyx-3:#1A1E26;
  --ivory:#F2EDE3;
  --stone:#ADA697;
  --stone-2:#7F7A70;
  --gold:#C8A66A;
  --gold-hi:#E2C68F;
  --line:rgba(200,166,106,.22);
  --line-soft:rgba(242,237,227,.10);
  --display:"Bodoni Moda","Didot","Bodoni 72","Playfair Display",Georgia,serif;
  --body:"Jost","Futura","Avenir Next","Century Gothic",system-ui,sans-serif;
  --maxw:1240px;
  --gutter:clamp(18px,4.5vw,56px);
  color-scheme:dark;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;background:var(--onyx)}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}
body{margin:0;background:var(--onyx);color:var(--ivory);font-family:var(--body);font-weight:300;font-size:17px;line-height:1.7;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--gold);text-underline-offset:.2em;text-decoration-thickness:1px}
a:hover{color:var(--gold-hi)}
:focus-visible{outline:1px solid var(--gold-hi);outline-offset:4px}
strong{font-weight:500;color:var(--ivory)}
.wrap{max-width:var(--maxw);margin-inline:auto;padding-inline:var(--gutter)}
.skip{position:absolute;left:-999px;top:8px;background:var(--gold);color:var(--onyx);padding:8px 12px;z-index:50}
.skip:focus{left:8px}

h1,h2,h3{font-family:var(--display);font-weight:400;margin:0;text-wrap:balance;color:var(--ivory);letter-spacing:-.01em}
h1{font-size:clamp(2.7rem,6.2vw,5.6rem);line-height:1.02}
h2{font-size:clamp(2.1rem,4vw,3.5rem);line-height:1.06}
h3{font-size:clamp(1.5rem,2.2vw,2rem);line-height:1.15}
h1 em,h2 em,h3 em{font-style:italic;color:var(--gold-hi)}
p{margin:0}
.kicker{font-family:var(--body);font-weight:500;font-size:.72rem;letter-spacing:.32em;text-transform:uppercase;color:var(--gold)}
.lede{font-size:clamp(1.05rem,1.35vw,1.2rem);color:var(--stone);max-width:58ch}
.rule{width:56px;height:1px;background:var(--gold);border:0;margin:0}

/* header */
.site-header{position:absolute;inset:0 0 auto 0;z-index:20}
.site-header.solid{position:relative;background:var(--onyx);border-bottom:1px solid var(--line-soft)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;padding-block:22px;flex-wrap:wrap}
.brand{display:grid;gap:2px;text-decoration:none;color:var(--ivory);line-height:1}
.brand-name{font-family:var(--display);font-size:1.5rem;letter-spacing:.02em}
.brand-sub{font-size:.62rem;letter-spacing:.34em;text-transform:uppercase;color:var(--gold);font-weight:500}
.nav{display:flex;align-items:center;gap:30px;flex-wrap:wrap}
.nav a{color:var(--ivory);text-decoration:none;font-size:.78rem;letter-spacing:.2em;text-transform:uppercase;font-weight:400}
.nav a:hover{color:var(--gold-hi)}
.nav .phone{border:1px solid var(--gold);padding:10px 16px;color:var(--gold-hi);letter-spacing:.14em}
.nav .phone:hover{background:var(--gold);color:var(--onyx)}
@media (max-width:880px){.nav a:not(.phone){display:none}}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 30px;font-family:var(--body);font-size:.8rem;font-weight:500;letter-spacing:.2em;text-transform:uppercase;text-decoration:none;border:1px solid var(--gold);transition:background .2s,color .2s,border-color .2s;cursor:pointer}
.btn-gold{background:var(--gold);color:var(--onyx)}
.btn-gold:hover{background:var(--gold-hi);border-color:var(--gold-hi);color:var(--onyx)}
.btn-line{background:rgba(11,13,17,.25);color:var(--ivory);border-color:rgba(242,237,227,.55)}
.btn-line:hover{border-color:var(--gold-hi);color:var(--gold-hi)}

/* hero */
.hero{position:relative;min-height:min(92vh,880px);display:grid;align-items:end;isolation:isolate;overflow:hidden}
.hero-img{position:absolute;inset:0;z-index:-2}
.hero-img img{width:100%;height:100%;object-fit:cover;object-position:50% 60%;animation:settle 2.4s ease-out both}
@keyframes settle{from{transform:scale(1.06)}to{transform:scale(1)}}
.hero::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(11,13,17,.72) 0%,rgba(11,13,17,.25) 32%,rgba(11,13,17,.35) 55%,rgba(11,13,17,.96) 100%),linear-gradient(90deg,rgba(11,13,17,.7) 0%,rgba(11,13,17,0) 65%)}
.hero .wrap{padding-block:160px 56px;display:grid;gap:26px;width:100%}
.hero-copy{display:grid;gap:26px;max-width:900px}
.hero .lede{color:#D9D3C7}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap}
.creds{display:flex;flex-wrap:wrap;gap:10px 34px;padding-top:26px;margin-top:10px;border-top:1px solid rgba(242,237,227,.18);font-size:.74rem;letter-spacing:.22em;text-transform:uppercase;color:var(--stone)}
.creds span::before{content:"";display:inline-block;width:5px;height:5px;background:var(--gold);transform:rotate(45deg);margin-right:12px;vertical-align:middle}

/* sections */
section{padding-block:clamp(80px,10vw,140px)}
.sec-head{display:grid;gap:18px;max-width:780px;margin-bottom:clamp(44px,6vw,80px)}
.center{margin-inline:auto;text-align:center;justify-items:center}

/* practice rows */
.practice{display:grid;gap:clamp(64px,9vw,120px)}
.row{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:clamp(32px,5vw,80px);align-items:center}
.row:nth-child(even) .row-img{order:2}
@media (max-width:900px){.row{grid-template-columns:1fr}.row:nth-child(even) .row-img{order:0}}
.row-img{position:relative;aspect-ratio:4/3;overflow:hidden;max-width:100%}
.row-img img{width:100%;height:100%;object-fit:cover;transition:transform 1.2s ease}
.row:hover .row-img img{transform:scale(1.03)}
.row-img::after{content:"";position:absolute;inset:14px;border:1px solid rgba(226,198,143,.35);pointer-events:none}
.row-copy{display:grid;gap:20px}
.row-copy p{color:var(--stone)}
.lines{list-style:none;margin:6px 0 0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:0 28px}
@media (max-width:520px){.lines{grid-template-columns:1fr}}
.lines li{padding:12px 0;border-bottom:1px solid var(--line-soft);font-size:.95rem;color:var(--ivory)}
.lines li small{display:block;color:var(--stone-2);font-size:.8rem;letter-spacing:.04em}

/* hard-to-place band */
.band-photo{position:relative;isolation:isolate;overflow:hidden}
.band-photo .bg{position:absolute;inset:0;z-index:-2}
.band-photo .bg img{width:100%;height:100%;object-fit:cover}
.band-photo::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(11,13,17,.93),rgba(11,13,17,.82) 50%,rgba(11,13,17,.95))}
.grid3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border-top:1px solid var(--line)}
@media (max-width:900px){.grid3{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.grid3{grid-template-columns:1fr}}
.grid3 div{padding:34px 30px 38px 0;border-bottom:1px solid var(--line);display:grid;gap:10px;align-content:start}
.grid3 h3{font-size:1.45rem}
.grid3 p{color:var(--stone);font-size:.97rem}

/* process */
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(28px,4vw,56px);counter-reset:s}
@media (max-width:860px){.steps{grid-template-columns:1fr}}
.steps li{counter-increment:s;display:grid;gap:14px;align-content:start}
.steps li::before{content:counter(s,upper-roman);font-family:var(--display);font-style:italic;font-size:3rem;line-height:1;color:var(--gold)}
.steps p{color:var(--stone)}

/* about */
.about{background:var(--onyx-2)}
.about .wrap{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(36px,6vw,96px);align-items:center}
@media (max-width:900px){.about .wrap{grid-template-columns:1fr}}
.about-img{aspect-ratio:4/5;overflow:hidden;position:relative;max-width:100%}
.about-img img{width:100%;height:100%;object-fit:cover}
.about-img::after{content:"";position:absolute;inset:14px;border:1px solid rgba(226,198,143,.35)}
.about-copy{display:grid;gap:22px}
.about-copy p{color:var(--stone);max-width:60ch}
.licenses{list-style:none;margin:8px 0 0;padding:0;border-top:1px solid var(--line)}
.licenses li{display:flex;justify-content:space-between;gap:16px;padding:14px 0;border-bottom:1px solid var(--line);font-size:.92rem;color:var(--stone)}
.licenses li b{font-weight:400;color:var(--gold-hi);letter-spacing:.08em;font-variant-numeric:tabular-nums}

/* quote */
.quote .wrap{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:clamp(36px,6vw,96px);align-items:start}
@media (max-width:960px){.quote .wrap{grid-template-columns:1fr}}
.quote-aside{display:grid;gap:24px}
.phone-big{font-family:var(--display);font-size:clamp(2rem,3.4vw,2.8rem);color:var(--gold-hi);text-decoration:none;line-height:1;font-variant-numeric:lining-nums}
.aside-note{color:var(--stone);font-size:.95rem;max-width:40ch}
form.qf{display:grid;gap:30px;background:var(--onyx-2);border:1px solid var(--line);padding:clamp(24px,4vw,48px)}
.fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:26px 28px}
@media (max-width:560px){.fields{grid-template-columns:1fr}}
.f{display:grid;gap:8px}
.f.full{grid-column:1 / -1}
.f label{font-size:.68rem;letter-spacing:.24em;text-transform:uppercase;color:var(--gold);font-weight:500}
.f label .opt{color:var(--stone-2);letter-spacing:.12em}
.f input,.f select,.f textarea{font:inherit;font-weight:300;font-size:1.02rem;color:var(--ivory);background:transparent;border:0;border-bottom:1px solid rgba(242,237,227,.28);border-radius:0;padding:10px 0;min-height:44px;width:100%;color-scheme:dark}
.f select option{background:var(--onyx-2);color:var(--ivory)}
.f textarea{min-height:96px;resize:vertical}
.f input::placeholder,.f textarea::placeholder{color:var(--stone-2)}
.f input:focus,.f select:focus,.f textarea:focus{outline:0;border-bottom-color:var(--gold-hi);box-shadow:0 1px 0 0 var(--gold-hi)}
.consent{display:grid;grid-template-columns:auto 1fr;gap:14px;align-items:start}
.consent input{width:18px;height:18px;margin-top:4px;accent-color:var(--gold)}
.consent label{font-size:.8rem;line-height:1.6;color:var(--stone)}
.form-foot{display:flex;flex-wrap:wrap;gap:18px;align-items:center;justify-content:space-between}
.form-foot small{color:var(--stone-2);font-size:.8rem;max-width:40ch}
.hp{position:absolute!important;left:-9999px!important}

/* faq */
.faq{max-width:860px;margin-inline:auto;border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;padding:24px 44px 24px 0;position:relative;font-family:var(--display);font-size:1.35rem;line-height:1.3}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";position:absolute;right:6px;top:34px;width:12px;height:12px;border-right:1px solid var(--gold);border-bottom:1px solid var(--gold);transform:rotate(45deg);transition:transform .25s}
.faq details[open] summary::after{transform:rotate(-135deg);top:40px}
.faq details p{padding:0 0 26px;color:var(--stone);max-width:66ch}

/* closing cta */
.closing{position:relative;isolation:isolate;overflow:hidden;text-align:center}
.closing .bg{position:absolute;inset:0;z-index:-2}
.closing .bg img{width:100%;height:100%;object-fit:cover}
.closing::after{content:"";position:absolute;inset:0;z-index:-1;background:rgba(11,13,17,.72)}
.closing .wrap{display:grid;gap:26px;justify-items:center}

/* footer */
.site-footer{background:#07080B;border-top:1px solid var(--line);padding-block:56px 60px;font-size:.86rem;color:var(--stone)}
.site-footer .wrap{display:grid;gap:30px}
.foot-top{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap}
.foot-top .who{display:grid;gap:6px}
.foot-links{display:flex;gap:26px;flex-wrap:wrap;align-items:flex-start}
.foot-links a{color:var(--ivory);text-decoration:none;font-size:.74rem;letter-spacing:.2em;text-transform:uppercase}
.foot-links a:hover{color:var(--gold-hi)}
.disclose{border-top:1px solid var(--line-soft);padding-top:24px;display:grid;gap:10px;font-size:.78rem;line-height:1.65;color:var(--stone-2);max-width:120ch}

/* legal + thanks */
.legal{padding-block:clamp(56px,8vw,100px)}
.legal .wrap{max-width:840px}
.legal h1{font-size:clamp(2.4rem,4.5vw,3.6rem);margin:14px 0 10px}
.legal .updated{color:var(--stone-2);font-size:.82rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:34px}
.legal h2{font-size:1.7rem;margin:40px 0 12px}
.legal p,.legal li{color:var(--stone);max-width:70ch}
.legal p+p{margin-top:14px}
.legal ul{padding-left:1.2em;display:grid;gap:8px;margin:12px 0 0}
.thanks{padding-block:clamp(90px,14vw,180px)}
.thanks .wrap{max-width:760px;display:grid;gap:24px}